St Cloud (City of St Cloud) Homes with Lake Front Water Frontage

St Cloud (City of St Cloud) Homes with Lake Front Water Frontage

Welcome to St. Cloud, Florida – a hidden gem nestled in the heart of Osceola County, where the charm of small-town living meets the allure of waterfront bliss. Known for its picturesque landscapes and friendly community, St. Cloud offers a unique blend of tranquility and adventure, making it an ideal destination for families, retirees, and anyone seeking a serene lifestyle.

One of the most captivating features of St. Cloud is its stunning lakefront properties. Imagine waking up to the gentle lapping of waves and the breathtaking views of shimmering waters right outside your window. Homes with lakefront waterfrontage are not just residences; they are gateways to a lifestyle filled with relaxation and recreation. Whether you're fishing, kayaking, or simply enjoying a sunset stroll along the shore, living by the water enhances everyday life.

The city is also rich in history and culture, with charming downtown areas that boast quaint shops, delightful eateries, and vibrant community events. St. Cloud’s parks and recreational facilities cater to outdoor enthusiasts, providing ample opportunities for hiking, biking, and enjoying nature. Families will appreciate the excellent schools and safe neighborhoods, fostering a welcoming environment for children to grow and thrive.

With its ideal location just a short drive from the excitement of Orlando, St. Cloud offers the perfect balance of peaceful living and access to urban amenities. Discover the enchanting homes with lakefront waterfrontage in St. Cloud, where your dream of a serene lakeside lifestyle awaits!

Newest St Cloud (City of St Cloud) Homes with Lake Front Water Frontage

3480 Lakeshore Boulevard, St Cloud
$749,900
5 Beds ⋅ 4 Baths ⋅ Tindall Estates SubDv. ⋅ 34769 Zip Code
Nearly ¾ Acre, Lake Views, No HOA, Canal Access to East Lake Toho. You can update a house, but you can't add land, water, or location. This one has all three. The 32,583 sq ft lot on the south shore of East Lake Toho runs more than 320 feet deep and backs to open lake views across county-maintained green space. A canal at the rear gives direct access to roughly 12,000 acres of recreational water known for its bass fishing. Dock potential, subject to permitting. The yard grows mango, avocado, guava, and moringa trees, plus a rare strawberry lychee. With no HOA, there's room for your boat, RV, or trailer. Experience Florida's lake lifestyle without giving up the conveniences that matter: reliable city water straight from the tap, an irrigation well for the yard, and a newer AC (2021) plus sunrise views over East Lake Toho. The 1993 custom-built home offers 5 bedrooms, 4 baths, and 2,806 sq ft and is ready for your updates. It was designed around the view: five patio doors and five windows face the lake. From the second-floor rear balcony you can look across the water and watch Space Coast rocket launches. The screened patio puts the lake at your back door, and the side-entry 2-car garage and underground utilities keep the front clean. A wide paved trail runs out front along Lakeshore Blvd to Lakefront Park's beach and marina. The location is convenient to the Florida Turnpike, Orlando International Airport, Downtown Saint Cloud and the growing NeoCity district, where an AdventHealth hospital campus is planned. Schedule your private showing today.

3480 Lakeshore Boulevard, St Cloud
1831 Betsy Ross Lane, St Cloud
$359,000
3 Beds ⋅ 2 Baths ⋅ Anthem Park Ph 3a SubDv. ⋅ 34769 Zip Code
Virtually Staged. Welcome to Anthem Park! Enjoy the convenience of single-story living in this well-designed 3-bedroom, 2-bath single-family home offering approximately 1,760 sq. ft. of comfortable living space. From the moment you arrive, you’ll appreciate the front lake view, adding a peaceful and inviting touch to the home. The split-bedroom floor plan provides privacy and flexibility, making it ideal for everyday living, guests, or a home office. The spacious eat-in kitchen offers a wonderful spot to enjoy your morning coffee while taking in the beautiful front lake view. The living areas open to a covered lanai, creating a comfortable space to relax or entertain while overlooking the fenced backyard. Additional features include a two-car garage, private homesite, and a layout designed for both functionality and comfort. Anthem Park offers an excellent selection of community amenities, including a resort-style pool, clubhouse, fitness center, sports courts, playgrounds, and outdoor recreation areas. Conveniently located near shopping, dining, healthcare, Florida’s Turnpike, St. Cloud, Lake Nona, and the greater Orlando area. If you’re looking for a single-story home that combines comfort, privacy, a beautiful lake view, outdoor living, and an amenity-rich community, this is a home you won’t want to miss! ASK ME ABOUT FIRST TIME HOME BUYERS PROGRAMS

1831 Betsy Ross Lane, St Cloud
2124 Continental Street, St Cloud
$419,900
4 Beds ⋅ 3 Baths ⋅ Anthem Park Ph 1a SubDv. ⋅ 34769 Zip Code
Welcome to 2124 Continental Street in Anthem Park! This beautifully updated 4-bedroom, 2.5-bath home offers 2,220 square feet of living space with a spacious, versatile floor plan and plenty of room to spread out. Recent improvements include a NEW ROOF installed December 2025, newer A/C, luxury vinyl flooring and an updated kitchen with new appliances. The first floor features multiple living and entertaining spaces, including formal living and dining areas, eat-in kitchen and additional flex/bonus space. Upstairs, the primary suite features a walk-in closet, private bath and access to its own balcony—an inviting spot for morning coffee or relaxing at the end of the day. Three additional bedrooms and loft space provide even more flexibility. Outside, enjoy the covered lanai, spacious backyard, oversized driveway and desirable corner-lot setting, with an open area alongside the property providing additional separation from neighboring homes. Anthem Park offers an impressive lineup of community amenities, including a resort-style pool, clubhouse, fitness center, tennis and pickleball, basketball and sand volleyball courts, playgrounds, dog park, neighborhood parks, walking trails and a scenic pond with fishing pier. Conveniently located near Florida’s Turnpike with easy access to shopping, dining, Downtown St. Cloud and the St. Cloud Lakefront. Updated, spacious and move-in ready—schedule your private showing today!

2124 Continental Street, St Cloud
2540 Starry Point, St Cloud
$339,990
4 Beds ⋅ 3 Baths ⋅ Sky Lakes Ph 2 & 3 SubDv. ⋅ 34769 Zip Code
Enjoy peaceful pond views, no rear neighbors, and low-maintenance living in this stunning 2,032-square-foot, two-story townhome. From the moment you enter, natural light and an open-concept design create a bright, welcoming atmosphere. The stylish kitchen features quartz countertops, 42-inch cabinetry with crown molding, and an included refrigerator, all flowing seamlessly into the spacious living area and private covered lanai. Upstairs, the impressive primary suite offers a private en-suite bath with dual sinks and a spacious shower. All bedrooms and the conveniently located laundry room, complete with an included washer and dryer, are upstairs for everyday ease. Ceramic tile enhances the main living areas, while soft carpeting adds comfort to the bedrooms. Located less than 30 minutes from Lake Nona Medical City and Orlando International Airport, this exceptional home delivers the privacy, views, convenience, and easy lifestyle you have been searching for.

2540 Starry Point, St Cloud
1631 Town Park Court, St Cloud
$378,000
3 Beds ⋅ 2 Baths ⋅ Town Park Sub SubDv. ⋅ 34769 Zip Code
Beautiful 3-bedroom, 2-bathroom water-view home built in 2020, located on a quiet cul-de-sac with no rear neighbors. This well-maintained home features a desirable split-bedroom floor plan, an open-concept living area, and a spacious kitchen with a large breakfast bar, pantry, soft-close cabinets, and stainless-steel appliances. The primary suite offers two closets, dual vanities, and a tiled walk-in shower, while bedrooms 2 and 3 share a second full bath. Sliding glass doors lead to a covered screened-in patio overlooking the backyard, pond, and conservation area. Conveniently located in St. Cloud with easy access to Lake Nona, Orlando International Airport, Orlando attractions, and the East Coast beaches.

1631 Town Park Court, St Cloud
211 Lakeshore Boulevard, St Cloud
$454,999
4 Beds ⋅ 3 Baths ⋅ Lake Front Add To Town Of St Cloud SubDv. ⋅ 34769 Zip Code
Lakefront Living at Its Finest! This exceptional fully fenced almost half acre waterfront property offers a rare combination of flexibility, functionality, and a spacious main residence, an attached in-law suite, and a detached in-law suite—perfect for multi-generational living, extended guests, or potential income opportunities. Situated on a picturesque lakefront setting in St. Cloud, this one-of-a-kind property also features a large 22' x 20' x 8' metal workshop built in 2022 with roll-up and walk-in doors, plus a separate metal storage shed, providing endless possibilities for hobbyists, business owners, boat enthusiasts, or anyone needing extra storage. The property has been extensively improved over the years, beginning with all new windows installed in both the main home and detached in-law suite in 2015, followed by a new vinyl fence in 2017 and a mini-split A/C system for the detached in-law suite the same year. Major system upgrades include new roofs on both the main home and detached in-law suite in 2023, a new hot water heater in 2023, a new 2.5-ton A/C system installed in 2024, and a new 4-ton 14.3 SEER A/C system installed in 2025. Recent interior enhancements completed in 2025 and 2026 include a new sliding glass door in the detached in-law suite, a revamped kitchen in the detached in-law suite, new carpeting, and the creation of a versatile upstairs bonus room/loft that can easily function as an additional bedroom, home office, playroom, or flex space. Whether you're searching for a private family compound, a home with space for multiple generations, or a unique lakefront property with room to work, store equipment, and enjoy the Florida lifestyle, this property delivers! With two separate in-law suites, extensive upgrades, a fully fenced yard, waterfront views, a large workshop, an additional storage shed, and abundant space for living and entertaining, opportunities like this are truly hard to find. Experience the perfect blend of lakefront tranquility, modern convenience, and unmatched versatility all in one remarkable property.

211 Lakeshore Boulevard, St Cloud
298-300 Orange Avenue, St Cloud
$975,000
6 Beds ⋅ 4 Baths ⋅ St Cloud Residential SubDv. ⋅ 34769 Zip Code
A truly rare opportunity to own a private estate in the heart of St. Cloud. Situated on 1.64 picturesque acres beneath a canopy of majestic, centuries-old oak trees, this exceptional property offers the perfect balance of privacy, functionality, and endless possibilities. All while being just minutes from everyday conveniences. What makes this property truly stand apart is the presence of two fully independent residences on one parcel, creating an unmatched opportunity for multigenerational living, guest accommodations, rental income, or a private retreat. The main residence features 4 bedrooms and 3 full bathrooms with beautifully updated bathrooms, ceiling fans throughout, tiled flooring, and its own water softener system. The second home offers 2 bedrooms and 2 full bathrooms, a nice kitchen, providing comfortable and private living for extended family, guests, or tenants. The outdoor spaces are where this estate truly comes to life. At the center of the property, a spacious courtyard creates the ultimate gathering place, featuring a stunning wood-burning fireplace, a covered outdoor living area, and plenty of room to entertain year-round. Just beyond, an elevated wooden deck overlooks the tranquil landscape, offering the perfect setting to enjoy morning coffee, evening sunsets, or simply the peaceful surroundings. Bordering the southern edge of the property is a scenic shared pond that enhances the natural beauty and serene atmosphere. Towering oak trees shade much of the property, creating a breathtaking park-like setting rarely found this close to town. Whether you're searching for a family compound, an investment opportunity, a place to comfortably accommodate multiple generations, or simply a property with room to live, grow, and create lasting memories, this estate delivers a lifestyle that is increasingly difficult to find. With over 1.6 acres, two homes, incredible outdoor living spaces, mature landscaping, and an unbeatable location in the heart of St. Cloud, this is far more than a home- it's a property filled with opportunity, flexibility, and timeless Florida charm.

298-300 Orange Avenue, St Cloud
20 Macon Way, St Cloud
$349,000
3 Beds ⋅ 2 Baths ⋅ Savanna Park SubDv. ⋅ 34769 Zip Code
Welcome to this beautiful 3-bedroom, 2 bath home that offers 1433 square feet of comfortable living space with thoughtful updates and a peaceful setting that buyers will love. Step inside and discover newer waterproof wood like flooring that adds both style and durability throughout the home. Major upgrades have already been taken care of, including a new roof installed in 2024 and a new AC in 2023, giving peace of mind for years to come. The homes backyard overlook's a tranquil pond, creating the perfect backdrop for relaxing evenings, morning coffee, or entertaining guests. Located just a short distance from popular St Cloud Lakefront. Minutes to Downtown St. Cloud with shopping area featuring over 15 antique and collectible shops, craft stores, local diners, American Legion Hall, VFW Hall, movie theatre, two historical hotels and local Lynx bus transportation. Enjoy living in St. Cloud with the Lakefront Park. Take a bike ride or a stroll in the evening by the lake! Awesome views with wildlife to enjoy! This award-winning recreational area offers walking trails, playground, splash pad, sandy beach, boating basin and restaurant for everyone to enjoy. St. Cloud is a family-oriented community offering small town living. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches. Don’t miss your opportunity to own this move in ready home. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this move-in ready home combines comfort, location, and value in one desirable package. Schedule your private showing today! Buyer to verify all room measurements.

20 Macon Way, St Cloud
2536 Starry Point, St Cloud
$359,990
4 Beds ⋅ 3 Baths ⋅ Sky Lakes Ph 2 & 3 SubDv. ⋅ 34769 Zip Code
Discover the perfect blend of style, comfort, and convenience in this stunning end-unit Piper Townhome with serene pond view! Featuring 4 spacious bedrooms, 2.5 baths, and a 2-car garage, this home is thoughtfully designed with an open-concept layout that seamlessly connects the expansive Great Room to a covered lanai—ideal for effortless indoor-outdoor living. Elegant tile flooring enhances the first floor main living areas, while the modern kitchen impresses with 42" upper cabinets, quartz countertops, a large center island, stainless steel appliances, and a convenient pantry closet, making it perfect for both entertaining and everyday living. The Primary suite features a luxurious ensuite bathroom, complete with a walk-in closet, dual sinks in adult-height vanity, linen storage, and a sleek walk-in shower. Sky Lakes is conveniently located near dining and shopping, and Walt Disney World® Resort and Universal Studios Orlando are just a short drive away.

2536 Starry Point, St Cloud
4430 Rummell Road, St Cloud
$335,000
2 Beds ⋅ 2 Baths ⋅ Runnymede Shores SubDv. ⋅ 34769 Zip Code
Welcome to this charming 2-bedroom, 2-bath waterfront home offering exceptional versatility and future potential. No HOA, endless customization possibilities, and a motivated seller willing to assist with closing costs, this is a unique opportunity that must be seen in person to truly appreciate. The enclosed, air-conditioned patio provides the opportunity to be converted into up to two additional bedrooms, while the detached shed complete with flooring and electrical can easily serve as a home office, studio, or additional bedroom. This property offers peaceful living with direct canal frontage and a functional boat lift but still close by to local shopping, dining, schools, and major roadways. Just minutes from historic downtown St. Cloud and the beautiful Lakefront Park on East Lake Tohopekaliga, and Ralph V Chisholm Regional Park. Residents can enjoy walking trails, playgrounds, restaurants, and community events throughout the year. With easy access to Kissimmee, Lake Nona, Orlando International Airport, and major highways including the Florida Turnpike, this home offers both convenience and lifestyle.

4430 Rummell Road, St Cloud
1801 Lakeshore Boulevard, St Cloud
$399,000
2 Beds ⋅ 1 Baths ⋅ Lake Front Add To Town Of St Cloud SubDv. ⋅ 34769 Zip Code
LOOK AT THIS LAKE VIEW! NO HOA, CORNER LOT! Welcome to this charming 2-bedroom (with potential for a 3rd bedroom), 1-bath home situated on nearly ¼ acre with a breathtaking EAST LAKE TOHO VIEW. Get ready to fall in love with the stunning sunset skies over EAST LAKE TOHO, enjoyed right from your front living room through the newly installed windows (2025) throughout the home. Located directly across from the SAINT CLOUD LAKEFRONT walking and biking path, you’ll have endless outdoor activities at your doorstep. Take a peaceful stroll or a small golf cart ride (IN THE GOLF CART DISTRICT) to the nearby restaurant, cast a line from the fishing pier, enjoy the PLAYGROUND or SPLASH PAD, relax at the BEACH—or simply unwind in your front room while watching the sunset skies over the water. You can even enjoy holiday fireworks right from your own front yard! Inside, the bathroom has been beautifully renovated and is ADA accessible. Both bedrooms are generous in size and feature original hardwood floors. The oversized corner lot offers fruit trees, space to garden, and plenty of room to personalize.All major updates have already been handled, giving you peace of mind:New Roof – 2023, New Windows – 2025, HVAC – 2018, Water Heater – 2018, Bathroom Remodel – 2023, Fresh Interior Paint – 2025, ADA Ramp Installed – 2020, This home is ready for its new owner and filled with potential—schedule your showing today and make it yours! This home located close to the StCloud Marina so secure your boat slip today!

1801 Lakeshore Boulevard, St Cloud
Delaware Avenue, St Cloud
$174,900
St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Build Your Dream Home in Downtown St. Cloud! Don’t miss this rare opportunity to own a cleared, vacant lot just one block from the St. Cloud lakefront and marina. Located on a quiet, beautiful street, this prime location offers easy access to scenic walking paths, boating, parks, restaurants, and shopping. Perfect for outdoor lovers and those seeking a peaceful setting with urban conveniences nearby. No HOA. Ready for your custom build!

Delaware Avenue, St Cloud
Start Your Search