St Cloud (City of St Cloud) Homes under $500,000

St Cloud (City of St Cloud) Homes under $500,000

Welcome to St. Cloud, Florida – a charming city nestled in the heart of Osceola County, where the warmth of the Sunshine State meets a vibrant community spirit. Known for its picturesque landscapes and friendly neighborhoods, St. Cloud offers a unique blend of small-town charm and modern amenities. With its rich history and a plethora of outdoor activities, it's no wonder families and individuals alike are drawn to this delightful city.

St. Cloud is conveniently located near the bustling attractions of Orlando, providing easy access to world-renowned theme parks, shopping, and dining. Yet, it maintains its own distinct character, boasting beautiful lakes, parks, and a scenic waterfront that invites outdoor enthusiasts to explore. Whether you enjoy fishing, boating, or simply taking a leisurely stroll, St. Cloud's natural beauty is sure to captivate you.

For homebuyers seeking affordability without compromising on quality, St. Cloud is an ideal destination. The city offers a diverse range of homes under $500,000, making it accessible for first-time buyers, families, and retirees. From charming single-family homes to modern townhouses, there’s something to suit every taste and lifestyle. With a strong sense of community, excellent schools, and a variety of local amenities, living in St. Cloud means embracing a fulfilling lifestyle in a welcoming environment.

Discover the joys of St. Cloud, where your dream home awaits at an affordable price. Join this thriving community and experience all that this enchanting city has to offer!

Newest St Cloud (City of St Cloud) Homes under $500,000

5020 Revolutionary Way, St Cloud
$330,000
3 Beds ⋅ 3 Baths ⋅ The Townhomes At Anthem Park SubDv. ⋅ 34769 Zip Code
LOCATION, PRIVACY, AND VALUE! This is the opportunity you have been waiting for. Enjoy ultimate peace of mind with ZERO rear neighbors, giving you the private oasis you deserve for entertaining or relaxing. Strategically located just minutes from the Florida Turnpike and US-192, your daily commute and access to world-class entertainment, shopping, and dining have never been easier. Whether you are looking for the perfect primary residence or a high-return investment property, this home is priced to sell IMMEDIATELY. Opportunities with this level of privacy and convenience disappear fast in today's market. Don't wait until it's gone—schedule your private showing today and make your move!

5020 Revolutionary Way, St Cloud
2001 Pine Street, St Cloud
$172,500
3 Beds ⋅ 2 Baths ⋅ Montagues Village Unit 1 SubDv. ⋅ 34769 Zip Code
3 Bedroom, 2 Bath manufactured home located on a corner fenced lot. Separate living, dining and kitchen areas. Laundry room inside. Enclosed porch that covers the length of the home. Needs some TLC. Storage Shed. Close to schools, shopping, restaurants and major roads.

2001 Pine Street, St Cloud
402 Mississippi Avenue, St Cloud
$340,000
3 Beds ⋅ 2 Baths ⋅ Galion Gardens SubDv. ⋅ 34769 Zip Code
What a rare opportunity to capture a solid built home with a NEW ROOF, NEW A/C, NEW APPLIANCES, and detached THREE CAR GARAGE, plus 1 car attached garage just blocks away from the St. Cloud lakefront and marina! This three bedroom 1 and a half bath home has been impeccably well cared for and sits on a large, nearly quarter acre fenced-in lot. Don't let the square footage fool you. The home is so thoughtfully laid-out that it feels open and spacious. Pack your bags and move-in right away. While you're at it, you can forget putting belongings in storage with the amount of flexible garage space this home showcases. Park your car in the attached one car garage, and store your toys, classic cars, or create your own home-based business in the detached concrete block 3 bay garage with 3 roll-up doors and a porch on the front. This property is a true gem and is priced to sell. View the 3D tour for a sneak peek or schedule your showing today!

402 Mississippi Avenue, St Cloud
3541 Pawleys Loop S, St Cloud
$450,000
5 Beds ⋅ 3 Baths ⋅ Stevens Plantation SubDv. ⋅ 34769 Zip Code
Enjoy elegant formal living and dining spaces for entertaining, along with a spacious family room designed for movie nights, game nights, and everyday gatherings. The family room opens to an updated kitchen featuring abundant cabinetry, granite countertops, an island for additional prep space, and a built-in desk. A breakfast nook and bar seating provide plenty of options for casual dining. The generous first-floor primary suite offers a beautiful tray ceiling, an abundance of windows for wonderful natural light, and direct access to the covered lanai. The updated en-suite bathroom provides ample storage, a relaxing corner soaking tub, and a large walk-in shower featuring custom tile accents and a seamless glass door. Also located on the first floor are three sizable guest bedrooms that share a full bathroom. Upstairs, an enormous flexible bonus room and third full bathroom with endless possibilities. Use the space as a fifth bedroom, media room, home gym, office, playroom, or whatever best suits your lifestyle.Step outside to the covered lanai, the perfect spot to unwind at the end of the day or enjoy a summer afternoon with a good book while overlooking the beautifully manicured green space. A spacious three-car garage provides plenty of parking and additional storage.

3541 Pawleys Loop S, St Cloud
1603 Cloudy Court, St Cloud
$379,000
4 Beds ⋅ 3 Baths ⋅ Sky Lakes Ph 2 & 3 SubDv. ⋅ 34769 Zip Code
BEAUTIFUL CORNER TOWNHOME offering extra privacy, an OPEN-CONCEPT DESIGN, and HIGH-QUALITY FINISHES throughout! This spacious home features 4 BEDROOMS, 2.5 BATHROOMS, a 2-CAR GARAGE, and additional driveway parking. The bright and spacious living area flows seamlessly into the kitchen and dining space, creating an ideal layout for everyday living and entertaining. The kitchen features 42-INCH UPPER CABINETS with crown molding, QUARTZ COUNTERTOPS, and STAINLESS STEEL APPLIANCES. TILE FLOORING throughout the main level adds both style and easy maintenance.

1603 Cloudy Court, St Cloud
1424 Wyoming Avenue, St Cloud
$325,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
WELCOME HOME to 1424 Wyoming Ave, where classic St. Cloud charm meets the Florida lifestyle! Situated on a spacious 0.26-acre lot with NO HOA, this well-maintained 3-bedroom, 1.5-bath home offers 1,368 square feet of living space plus an additional room, providing valuable extra space for a home office, den, hobby room, playroom, or whatever best fits your lifestyle. Step outside and discover what truly sets this home apart, a private screened-in pool and expansive covered outdoor living area, creating the perfect setting for morning coffee, weekend cookouts, entertaining friends, or simply unwinding by the pool. Inside, the home offers a warm and inviting feel highlighted by a fireplace, functional living spaces, and plenty of opportunity to make it your own. Major improvements include a roof replaced in 2018 along with repiped plumbing, adding value to a home that has been cared for over the years. The generous lot provides additional outdoor space beyond the pool enclosure, while the established St. Cloud location puts you within convenient reach of downtown St. Cloud, local schools, shopping, dining, parks, and the St. Cloud lakefront. Whether you’re looking for your next home or a property you can personalize over time, 1424 Wyoming Ave combines space, a private pool, outdoor living, an additional room, and NO HOA in one inviting package. Schedule your private showing today and come see the possibilities for yourself!

1424 Wyoming Avenue, St Cloud
2473 Zuni Road, St Cloud
$389,000
4 Beds ⋅ 3 Baths ⋅ Ellington Place SubDv. ⋅ 34769 Zip Code
Short Sale. SHORT SALE !!!! BRAND-NEW 2025 HOME 4 BEDROOMS 3 BATHROOMS. this property is an excellent opportunity for buyers looking for modern living, comfort, and peace of mind or investors. Enjoy convenient access to the Lake Nona area, Medical City, Orlando International Airport, major roadways 417 and 528, shopping centers, restaurants, schools and the many attractions and employment centers throughout Central Florida. Don't miss this opportunity! Schedule your private showing today.

2473 Zuni Road, St Cloud
2577 Lakota Lane, St Cloud
$245,000
3 Beds ⋅ 2 Baths ⋅ Kanuga Village Mobile Home Park Ph 2 SubDv. ⋅ 34769 Zip Code
LOCATION! LOCATION! LOCATION! This 3 bedroom, 2 bath home has plenty of room. Huge 17 X 15 Living Room and large Family Room 18 X 13. The master suite offers a walk in closet, tub with separate shower. The floor plan features a dining/living room combo, separate family room, split bedroom, and laundry room. The carport is 12 x 51 and has an additional storage shed which measures 12 x 9. Fantastic Cul-De-Sac location ...so no through traffic. Roof replaced in 2017, Re-plumbed in 2026. Near bus lines, close to major shopping and restaurants, Minutes to the Florida Turnpike, less than an hour to East Coast Beaches and Area Attractions, easy access to the Medical City and Orlando International Airport. Schedule your tour today.

2577 Lakota Lane, St Cloud
909 Illinois Avenue, St Cloud
$265,000
2 Beds ⋅ 2 Baths ⋅ Brodan Square SubDv. ⋅ 34769 Zip Code
Welcome to the only community that provides maintenance free living in downtown Saint Cloud. It's the best of both worlds. Lawn care and exterior maintenance provided with small town living and lots of activities at Lakefront park and downtown St Cloud. New roof in 2022. This beautiful villa has been updated with granite countertops, stainless steel appliances, white cabinets, and laminate floors. The main living areas have high vaulted ceilings and plenty of natural light with a skylight. The enclosed Florida room has plantation shutters with lots of windows. Each unit has private covered parking and an outdoor storage shed in this well maintained community. Come visit this home today.

909 Illinois Avenue, St Cloud
431 Jersey Avenue, St Cloud
$359,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Prime St. Cloud location meets everyday comfort and spacious outdoor living in this 3-bedroom, 2-bath home situated on a generous 0.34-acre lot. Inside, the spacious living room flows naturally into the dining area and kitchen, creating an inviting central gathering space. The kitchen features stainless steel appliances, abundant cabinetry, and ample counter space for both meal preparation and entertaining. The split-bedroom floor plan offers comfortable separation, with spacious secondary bedrooms and a private primary suite featuring its own sliding glass door, en-suite bathroom with a walk-in shower, and a spacious walk-in closet. A fully enclosed Florida room with its own wall-unit A/C provides additional flexible living space and overlooks the expansive, fully fenced backyard. Outside, the 0.34-acre lot provides plenty of room to enjoy the Florida sunshine and make the most of the spacious backyard. The roof was replaced in 2019, and the water heater was replaced in 2026. Just blocks from Lakefront Park Marina and the shores of East Lake Tohopekaliga, this home is also conveniently located near Costco, dining, shopping, recreation, and more. With its spacious layout, generous lot, and prime location, this St. Cloud home offers a fantastic combination of comfort, flexibility, and convenience. Mortgage savings may be available for buyers of this listing.

431 Jersey Avenue, St Cloud
1519 Michigan Avenue, St Cloud
$350,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
POOL HOME!! Take a look at this three bedroom two bathroom home located in the beautiful city of Saint Cloud. A freestanding, gable-roof aluminum pool screen enclosure is positioned over the in-ground swimming pool and is heated by solar panels. The rear spacious screened-in patio looks out toward the backyard pool and remaining fenced yard. In the kitchen are light maple-toned wood cabinets that line the upper and lower walls, paired with dark gray countertops, and a warm toned backsplash which adds a hint of texture. The central island features a tiled countertop and an open vertical wood post structure that acts as decorative shelving with a custom cutting board built in the center. A large built-in wardrobe system with frosted glass sliding doors offering ample closet or storage space in the primary bedroom. The home is equipped with hurricane shutters, providing an added layer of protection for windows while enhancing overall safety. This is it if you're looking for a split bedroom floorplan, a home that provides additional spacious living space, and much more!

1519 Michigan Avenue, St Cloud
519 Massachusetts Avenue, St Cloud
$278,000
2 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Plat Town Of SubDv. ⋅ 34769 Zip Code
Welcome to this beautiful and inviting 2-bedroom, 2-bath home conveniently located in the heart of St. Cloud! Offering 1,033 square feet of living space, this charming home also features a versatile bonus room that can be used as a 3rd bedroom, home office, playroom, or additional living area. Situated on a large lot, the property provides plenty of outdoor space for entertaining, gardening, pets, or simply enjoying the Florida sunshine. The spacious yard adds tremendous potential and is a standout feature of this home. Location is another major highlight! Enjoy being conveniently located near the beautiful St. Cloud Lakefront and East Lake Tohopekaliga, with easy access to parks, walking and biking paths, boating, fishing, and waterfront recreation. Historic Downtown St. Cloud, with its restaurants, shops, and community events, is also just minutes away. With 2 bedrooms, 2 full bathrooms, a flexible bonus room with potential as a 3rd bedroom, a large lot, and a desirable St. Cloud location, this home offers a wonderful combination of comfort, versatility, and convenience. Schedule your private showing today!

519 Massachusetts Avenue, St Cloud
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