St Cloud (City of St Cloud) Homes under $350,000

St Cloud (City of St Cloud) Homes under $350,000

Welcome to St. Cloud, Florida—a charming city nestled in the heart of Osceola County, where the sun shines bright and the community spirit thrives! Known for its friendly atmosphere and picturesque landscapes, St. Cloud is the perfect blend of small-town charm and modern conveniences. With its proximity to Orlando, residents enjoy the best of both worlds: peaceful suburban living paired with easy access to the excitement of theme parks, shopping, and dining.

St. Cloud boasts an array of outdoor activities, including beautiful parks, lakes, and trails that invite you to explore the natural beauty of Central Florida. The city's vibrant downtown area features local shops, cozy cafes, and delightful eateries that cater to all tastes. Families will appreciate the top-rated schools and community events that foster a strong sense of belonging.

For those seeking a home in this idyllic setting, St. Cloud offers an impressive selection of properties under $350,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for a family home, there’s something for everyone in this affordable market. From charming single-family homes to modern townhouses, you can find a variety of options that suit your lifestyle and budget.

With its welcoming community, convenient location, and affordable housing, St. Cloud is not just a place to live; it’s a place to thrive. Come discover your dream home in this delightful city and experience all that St. Cloud has to offer!

Newest St Cloud (City of St Cloud) Homes under $350,000

3998 Pemberly Pines Circle, St Cloud
$279,900
3 Beds ⋅ 3 Baths ⋅ Pemberly Pines SubDv. ⋅ 34769 Zip Code
LOCATION, SPACE, AND STYLE! Welcome to this beautifully presented END-UNIT townhome in the Pemberly Pines community of St. Cloud, offering the perfect combination of comfortable living and convenient access to major roadways. Ideally situated approximately 2 minutes from US-192 and 5 minutes from Florida's Turnpike, this home makes everyday commuting, shopping, dining, and exploring Central Florida easier. Featuring 3 bedrooms, 2.5 bathrooms, 1,768 square feet of living space, and an attached 2-car garage, this spacious two-story residence offers an inviting layout with attractive finishes throughout. Step inside and discover a bright living area featuring stylish wood-look flooring, neutral colors, decorative crown molding, and an eye-catching accent wall. The beautifully appointed kitchen is a standout feature, showcasing elegant two-tone cabinetry, stainless steel appliances, decorative backsplash, generous counter space, and a center island that provides additional seating and functionality. Upstairs, the spacious primary suite offers a comfortable retreat, complemented by a private bathroom featuring dual sinks and a large glass-enclosed shower. Two additional bedrooms provide flexibility for guests, family members, or a home office. As an end unit, this home benefits from additional exterior exposure and windows that enhance its inviting atmosphere. With its appealing interior, two-car garage, and convenient proximity to US-192 and Florida's Turnpike, this property offers an excellent opportunity to enjoy comfortable living in St. Cloud. Schedule your private showing today!

3998 Pemberly Pines Circle, St Cloud
3231 Villa Way Circle, St Cloud
$250,000
3 Beds ⋅ 2 Baths ⋅ Canoe Creek Villas SubDv. ⋅ 34769 Zip Code
This 3-bedroom, 2-bathroom end-unit villa offers a comfortable single-story layout with updated finishes, spacious living areas, and a screened rear patio. Located in Canoe Creek Villas, the home combines low-maintenance living with the added benefit of a community pool. Inside, luxury vinyl plank flooring runs throughout the main living spaces and bedrooms, creating a cohesive look from room to room. The kitchen has been refreshed with white cabinetry, modern hardware, a decorative tile backsplash, stainless steel appliances, and generous counter space. A bright bay-window area brings additional natural light into the kitchen and provides space for casual dining, while a dedicated laundry closet adds everyday convenience. The living and dining areas flow together beneath vaulted ceilings, creating an open gathering space with plenty of flexibility for entertaining and everyday living. Sliding glass doors extend the living area to the screened patio, offering a shaded outdoor space overlooking the surrounding green space and mature trees. The primary suite is positioned toward the rear of the home and includes a private bathroom and dedicated closet. Two additional bedrooms and a second full bathroom provide flexibility for guests, family, a home office, or hobby space. Multiple closets throughout the home offer additional storage. As an end unit, the home benefits from its position at the end of the building and additional outdoor space alongside the property. The community pool and covered gathering area provide another place to relax and enjoy the Florida weather. With three bedrooms, updated flooring and kitchen finishes, vaulted ceilings, screened outdoor living, and a community pool, this Saint Cloud villa offers a practical and inviting place to call home.

3231 Villa Way Circle, St Cloud
112 10th Street, St Cloud
$330,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Welcome to your private, energy-efficient oasis in the heart of St. Cloud! This charming 3-bedroom, 2-bathroom BLOCK home features NO HOA and is the perfect starter home or downsizing option for anyone seeking safety, low maintenance, and massive utility savings. Say goodbye to high electric bills—36 SOLAR PANELS (to be paid off in full at closing), new hurricane-rated windows (2019), an 18-SEER high-efficiency HVAC with new ductwork (2019), and a heat pump water heater (2021) keep the average electric bill at less than $100! The roof was installed in 2016, electric panel has been updated and plumbing was updated prior to the sellers purchasing. Designed for easy upkeep without sacrificing lifestyle, the functional split floor plan boasts fresh interior paint, a brand-new insulated garage door, and durable finishes throughout. The lovely kitchen includes stainless steel appliances including a high-efficiency dishwasher, a breakfast bar, and custom slide-out cabinets. It connects seamlessly to a large utility/pantry room packed with custom storage and laundry hookup. The dining area is just off the kitchen and also leads to the screened porch and pool. The primary bedroom features a private en-suite bath, while the cozy guest rooms offer flexibility for children, an office, or a den. Both bathrooms also have brand-new toilets. Out back, enjoy low-maintenance luxury with a private, screened-in pool (new pump and heater in 2020) and a beautifully equipped greenhouse featuring power, water, growing lights, a fan and two growing pergolas. The fenced backyard is the perfect place for the kids or pets to play safely. A shallow well and sprinkler system keep your garden lush for pennies, while a storage shed with electric handles your extra tools. Location is everything! This home sits in great proximity to the vibrant St. Cloud Lakefront and downtown, putting excellent shopping and local restaurants right at your fingertips. Golf carts are allowed in this area of town too! You are located in a top-rated district with great schools, and are just a short drive away from Central Florida's world-famous attractions and beautiful beaches. This secure, cost-saving gem offers ultimate peace of mind and effortless living, make your appointment to see it today! Some photos are virtually staged.

112 10th Street, St Cloud
5020 Revolutionary Way, St Cloud
$330,000
3 Beds ⋅ 3 Baths ⋅ The Townhomes At Anthem Park SubDv. ⋅ 34769 Zip Code
LOCATION, PRIVACY, AND VALUE! This is the opportunity you have been waiting for. Enjoy ultimate peace of mind with ZERO rear neighbors, giving you the private oasis you deserve for entertaining or relaxing. Strategically located just minutes from the Florida Turnpike and US-192, your daily commute and access to world-class entertainment, shopping, and dining have never been easier. Whether you are looking for the perfect primary residence or a high-return investment property, this home is priced to sell IMMEDIATELY. Opportunities with this level of privacy and convenience disappear fast in today's market. Don't wait until it's gone—schedule your private showing today and make your move!

5020 Revolutionary Way, St Cloud
2001 Pine Street, St Cloud
$172,500
3 Beds ⋅ 2 Baths ⋅ Montagues Village Unit 1 SubDv. ⋅ 34769 Zip Code
3 Bedroom, 2 Bath manufactured home located on a corner fenced lot. Separate living, dining and kitchen areas. Laundry room inside. Enclosed porch that covers the length of the home. Needs some TLC. Storage Shed. Close to schools, shopping, restaurants and major roads.

2001 Pine Street, St Cloud
402 Mississippi Avenue, St Cloud
$340,000
3 Beds ⋅ 2 Baths ⋅ Galion Gardens SubDv. ⋅ 34769 Zip Code
What a rare opportunity to capture a solid built home with a NEW ROOF, NEW A/C, NEW APPLIANCES, and detached THREE CAR GARAGE, plus 1 car attached garage just blocks away from the St. Cloud lakefront and marina! This three bedroom 1 and a half bath home has been impeccably well cared for and sits on a large, nearly quarter acre fenced-in lot. Don't let the square footage fool you. The home is so thoughtfully laid-out that it feels open and spacious. Pack your bags and move-in right away. While you're at it, you can forget putting belongings in storage with the amount of flexible garage space this home showcases. Park your car in the attached one car garage, and store your toys, classic cars, or create your own home-based business in the detached concrete block 3 bay garage with 3 roll-up doors and a porch on the front. This property is a true gem and is priced to sell. View the 3D tour for a sneak peek or schedule your showing today!

402 Mississippi Avenue, St Cloud
1424 Wyoming Avenue, St Cloud
$325,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
WELCOME HOME to 1424 Wyoming Ave, where classic St. Cloud charm meets the Florida lifestyle! Situated on a spacious 0.26-acre lot with NO HOA, this well-maintained 3-bedroom, 1.5-bath home offers 1,368 square feet of living space plus an additional room, providing valuable extra space for a home office, den, hobby room, playroom, or whatever best fits your lifestyle. Step outside and discover what truly sets this home apart, a private screened-in pool and expansive covered outdoor living area, creating the perfect setting for morning coffee, weekend cookouts, entertaining friends, or simply unwinding by the pool. Inside, the home offers a warm and inviting feel highlighted by a fireplace, functional living spaces, and plenty of opportunity to make it your own. Major improvements include a roof replaced in 2018 along with repiped plumbing, adding value to a home that has been cared for over the years. The generous lot provides additional outdoor space beyond the pool enclosure, while the established St. Cloud location puts you within convenient reach of downtown St. Cloud, local schools, shopping, dining, parks, and the St. Cloud lakefront. Whether you’re looking for your next home or a property you can personalize over time, 1424 Wyoming Ave combines space, a private pool, outdoor living, an additional room, and NO HOA in one inviting package. Schedule your private showing today and come see the possibilities for yourself!

1424 Wyoming Avenue, St Cloud
2577 Lakota Lane, St Cloud
$245,000
3 Beds ⋅ 2 Baths ⋅ Kanuga Village Mobile Home Park Ph 2 SubDv. ⋅ 34769 Zip Code
LOCATION! LOCATION! LOCATION! This 3 bedroom, 2 bath home has plenty of room. Huge 17 X 15 Living Room and large Family Room 18 X 13. The master suite offers a walk in closet, tub with separate shower. The floor plan features a dining/living room combo, separate family room, split bedroom, and laundry room. The carport is 12 x 51 and has an additional storage shed which measures 12 x 9. Fantastic Cul-De-Sac location ...so no through traffic. Roof replaced in 2017, Re-plumbed in 2026. Near bus lines, close to major shopping and restaurants, Minutes to the Florida Turnpike, less than an hour to East Coast Beaches and Area Attractions, easy access to the Medical City and Orlando International Airport. Schedule your tour today.

2577 Lakota Lane, St Cloud
909 Illinois Avenue, St Cloud
$265,000
2 Beds ⋅ 2 Baths ⋅ Brodan Square SubDv. ⋅ 34769 Zip Code
Welcome to the only community that provides maintenance free living in downtown Saint Cloud. It's the best of both worlds. Lawn care and exterior maintenance provided with small town living and lots of activities at Lakefront park and downtown St Cloud. New roof in 2022. This beautiful villa has been updated with granite countertops, stainless steel appliances, white cabinets, and laminate floors. The main living areas have high vaulted ceilings and plenty of natural light with a skylight. The enclosed Florida room has plantation shutters with lots of windows. Each unit has private covered parking and an outdoor storage shed in this well maintained community. Come visit this home today.

909 Illinois Avenue, St Cloud
1519 Michigan Avenue, St Cloud
$350,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
POOL HOME!! Take a look at this three bedroom two bathroom home located in the beautiful city of Saint Cloud. A freestanding, gable-roof aluminum pool screen enclosure is positioned over the in-ground swimming pool and is heated by solar panels. The rear spacious screened-in patio looks out toward the backyard pool and remaining fenced yard. In the kitchen are light maple-toned wood cabinets that line the upper and lower walls, paired with dark gray countertops, and a warm toned backsplash which adds a hint of texture. The central island features a tiled countertop and an open vertical wood post structure that acts as decorative shelving with a custom cutting board built in the center. A large built-in wardrobe system with frosted glass sliding doors offering ample closet or storage space in the primary bedroom. The home is equipped with hurricane shutters, providing an added layer of protection for windows while enhancing overall safety. This is it if you're looking for a split bedroom floorplan, a home that provides additional spacious living space, and much more!

1519 Michigan Avenue, St Cloud
519 Massachusetts Avenue, St Cloud
$278,000
2 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Plat Town Of SubDv. ⋅ 34769 Zip Code
Welcome to this beautiful and inviting 2-bedroom, 2-bath home conveniently located in the heart of St. Cloud! Offering 1,033 square feet of living space, this charming home also features a versatile bonus room that can be used as a 3rd bedroom, home office, playroom, or additional living area. Situated on a large lot, the property provides plenty of outdoor space for entertaining, gardening, pets, or simply enjoying the Florida sunshine. The spacious yard adds tremendous potential and is a standout feature of this home. Location is another major highlight! Enjoy being conveniently located near the beautiful St. Cloud Lakefront and East Lake Tohopekaliga, with easy access to parks, walking and biking paths, boating, fishing, and waterfront recreation. Historic Downtown St. Cloud, with its restaurants, shops, and community events, is also just minutes away. With 2 bedrooms, 2 full bathrooms, a flexible bonus room with potential as a 3rd bedroom, a large lot, and a desirable St. Cloud location, this home offers a wonderful combination of comfort, versatility, and convenience. Schedule your private showing today!

519 Massachusetts Avenue, St Cloud
315 Pennsylvania Avenue, St Cloud
$229,900
2 Beds ⋅ 1 Baths ⋅ St Cloud 2nd Plat Town Of SubDv. ⋅ 34769 Zip Code
LOCATION, LOCATION, LOCATION! Welcome to 315 Pennsylvania Avenue, ideally situated in the heart of St. Cloud just blocks from the beautiful St. Cloud Lakefront and minutes from Downtown St. Cloud. This charming 2-bedroom, 1-bath home offers approximately 880 square feet of living space and an opportunity to enjoy one of the city's most convenient and desirable locations. One of the standout features of this property is the BIG, OVERSIZED YARD, providing plenty of outdoor space for entertaining, gardening, pets, recreation, or simply relaxing and enjoying the Florida lifestyle. The location is hard to beat! You're just blocks from the St. Cloud Lakefront beach area, where you can enjoy the waterfront, scenic trails, parks, playgrounds, fishing, boating, and beautiful views of East Lake Tohopekaliga. Downtown St. Cloud is also nearby, offering local restaurants, shopping, community events, and the charm of historic St. Cloud. Whether you're looking for a primary residence, investment opportunity, or a home close to everything St. Cloud has to offer, this property combines a convenient central location with a spacious yard and plenty of potential. Come see what makes this location so special!

315 Pennsylvania Avenue, St Cloud
Start Your Search